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Domestic Orders
Payments can be made through credit cards, debit cards, international cards, net banking or cash on delivery. Please note that payments on www.zoya.in will be accepted only in INR for domestic orders. In case of international credit cards, the transaction amount will be converted to INR before the payment is accepted. Currency conversion charges may apply based on your credit card policy.
International Orders
Payments for International Orders are accepted through PayPal Payment gateway either by your PayPal account or by using International credit/debit cards only. For orders being shipped outside India, the payment will be accepted only in US Dollars. For international orders, currency conversion rates will apply according to the prevailing exchange rates on the day of placing the order.
NOTE : Indian issued cards will not be accepted for international orders.
We accept Visa | MasterCard | AMEX | Diners | JCB for domestic and international payments.
| Debit Cards - Visa Gateway | Debit Cards - MasterCard |
| Andhra Bank - Visa Only | Axis Bank |
| Axis Bank Limited - Visa Only | Bank Of India |
| Bank of Baroda - Visa Only | Canara Bank |
| Barclays Bank Plc - Visa Only | Central Bank of India |
| Canara Bank - Visa Only | Citibank |
| City Union Bank Ltd - Visa Only | Corporation Bank |
| Corporation Bank - Visa Only | Federal Bank |
| Dena Bank - Visa Only | HDFC Bank |
| Deutsche Bank AG - Visa Only | ICICI Bank |
| Federal Bank - Visa Only | IDBI Bank |
| GE Money Financial Services Ltd - Visa Only | Indian Bank |
| HDFC Bank Limited - Visa Only | Punjab National Bank |
| ICICI Bank - Visa Only | Standard Chartered Bank |
| IDBI Bank - Visa Only | State Bank Of India |
| Indian Overseas Bank - Visa Only | The Royal Bank of Scotland |
| IndusInd Bank - Visa Only | Union Bank of India |
| Kotak Bank - Virtual card - Visa Only | YES Bank |
| Karur Vyasa Bank - Visa Only | |
| Laxmi Vilas Bank - Visa Only | Maestro Cards |
| Standard Chartered Bank - Visa Only | Citibank |
| State Bank Of India - Visa Only | State Bank of India |
| Syndicate Bank - Visa Only | |
| Union Bank of India - Visa Only |
| Internet Banking - Retail | |
| Allahabad Bank | Laxmi Vilas Bank - Retail Net Banking |
| Andhra Bank | Oriental Bank of Commerce |
| Axis Bank | Punjab & Sind Bank |
| Bank of Bahrain and Kuwait | Punjab National Bank - Retail Banking |
| Bank of Baroda - Retail Banking | Shamrao Vitthal Co-operative Bank |
| Bank of India | South Indian Bank |
| Bank of Maharashtra | State Bank of Bikaner & Jaipur |
| Canara Bank | State Bank of Hyderabad |
| Central Bank of India | State Bank of India |
| City Union Bank | State Bank of Mysore |
| Corporation Bank | State Bank of Patiala |
| Deutsche Bank | State Bank of Travancore |
| Development Credit Bank | Syndicate Bank |
| Dhanlakshmi Bank | Tamilnad Mercantile Bank Ltd. |
| Federal Bank | UCO Bank |
| HDFC Bank | Union Bank of India |
| ICICI Bank | United Bank of India |
| IDBI Bank | |
| Indian Bank | Internet Banking - Corporate |
| Indian Overseas Bank | Karur Vysya Bank |
| IndusInd Bank | Lakshmi Vilas Bank |
| ING Vysya Bank | Punjab National Bank |
| Jammu and Kashmir Bank | Bank of Maharashtra |
| Karnataka Bank Ltd | Bank of Baroda |
| Karur Vysya Bank | Bank of India |
| Catholic Syrian Bank | State Bank of India |
| Kotak Mahindra Bank | Union Bank of India |
| Yes Bank Ltd | |
| Vijaya Bank |